In this episode of the Austin Home Guide podcast, Derek Peterson and Jonathan Sarver discuss the current state of the real estate market, focusing on interest rates, loan products, and the unique challenges faced by self-employed buyers. They explore various loan options, including bank statement loans, and emphasize the importance of understanding tax implications and property taxes, especially for new constructions. The conversation highlights common pitfalls in loan applications and the value of experience in navigating the real estate landscape. Finally, they provide actionable advice for first-time home buyers looking to enter the market.