🔑 Core Topics Covered

✅ Commercial Lending 101

The episode breaks down the basics of commercial lending — what it is and what you need to know if you’re buying commercial real estate.

✅ What Lenders Look For

Ryan explains what banks and commercial lenders evaluate in potential borrowers — including financial strength and property fundamentals.

✅ Understanding DSCR (Debt Service Coverage Ratio)

A key metric in commercial lending is DSCR — it measures a property’s cash flow relative to its debt payments. The higher the DSCR, the more comfortable a lender is with the loan.

✅ Requirements to Buy Commercial Real Estate

The video discusses criteria for qualifying for a commercial loan, which often includes:

    •    Financial documentation

    •    Credit history

    •    Experience

    •    Property income potential

…as well as other standard lender considerations for risk and repayment ability.