Austin Real Estate Taxes: What Actually Moves the Needle
Derek Peterson Derek Peterson

Austin Real Estate Taxes: What Actually Moves the Needle

Austin funds its infrastructure, schools, and a big chunk of what keeps this city running through property taxes. For most of Austin, the combined tax rate hovers around 2.1 percent, give or take depending on where you live. But here’s the part most people misunderstand. The tax rate itself is not always the most important number.

Yes, tax rates can change. They shift based on elections, bonds, school funding, and what the city and county need to finance. But the biggest driver of your tax bill is not the rate. It is the assessed value of your home.

The county determines what they believe your property is worth based on their own valuation criteria. Texas is technically a non-disclosure state, which means the state does not automatically have access to actual sales prices. Historically, this worked in homeowners’ favor. For years, many homes were worth far more on the open market than what the county had them assessed at. It was not uncommon to see a property’s true market value be $100,000 higher than its taxable value.

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How to Find a Good Real Estate Agent in Austin
Derek Peterson Derek Peterson

How to Find a Good Real Estate Agent in Austin

Like most industries that involve actual humans, real estate agents vary wildly in competence. Knowledge of contracts, neighborhoods, pricing, and market trends all matter a lot. But if I’m being honest, I don’t think those are the most important things. Helpful? Absolutely. Critical? Yes. Most important? Not quite.

The most important thing is an agent’s ability to connect, advocate, and empathize.

I don’t want to downplay experience. My first few years in real estate felt like drinking from a fire hose while running downhill. It’s hard to truly advocate for someone when you’re still figuring out how to do your own job. Over time, though, I realized the part of the work I loved most wasn’t the contracts or the stats. It was the people. Understanding what they actually want and helping them get there without losing their sanity along the way.

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The Busiest Time to Buy a Home in South Austin
Derek Peterson Derek Peterson

The Busiest Time to Buy a Home in South Austin

We’re officially rolling into the busy season in real estate, and in South Austin, that timing is not random. It’s almost entirely driven by schools.

When school paths play a big role in home values, they also dictate when people buy and sell. Families don’t wake up one morning in July and decide to casually move. They plan. And that planning starts right about now.

Buyers who are trying to get their kids into a specific school start looking early because they know everyone else is thinking the same thing. Waiting until late spring usually means more competition and fewer options. Sellers know this too, which is why we see a wave of listings hit the market in early spring.

The timing actually works out surprisingly well.

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Why Staging Matters More Than You Think
Derek Peterson Derek Peterson

Why Staging Matters More Than You Think

Staging is one of the most misunderstood parts of selling a home. A lot of people hear “staging” and immediately think it’s about making a house look fancy or trying to trick buyers into liking something they shouldn’t. That’s not really what it’s about at all.

Good staging helps buyers mentally solve a house.

When a home feels old or dated, buyers tend to fixate on what’s wrong instead of what works. Staging shifts that focus. It helps a buyer see how a home can live today, even if the finishes aren’t brand new. This is especially powerful for homes that are in great locations, have great yards, or sit in strong communities. You can’t change location. You can’t add mature trees overnight. You can’t move a house into a better school path. Those are the unsolvable boxes. And when a house checks those boxes, staging helps buyers get past the solvable stuff.

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The Inevitable One or Two Snow Days of South Austin
Derek Peterson Derek Peterson

The Inevitable One or Two Snow Days of South Austin

It happened again. Like clockwork.

Austin, Texas gets a day or two of sub-zero temperatures and suddenly the city feels like it hit the pause button. Roads empty. Schools close. Group texts light up with photos of frozen lawns like we’ve just discovered a new planet. The first few years I lived here, I thought it was a joke.

I grew up in Utah. Literally on the side of a mountain. I learned to drive in snow. It’s not that hard. Slow down. Pay attention. Don’t panic when your car hits ice. Steer into it. Breathe. So when Austin shut down for what looked like a light dusting, I was confused. Mildly judgmental. Definitely smug. What I didn’t realize is t

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The Golden Handcuffs of Austin Real Estate
Derek Peterson Derek Peterson

The Golden Handcuffs of Austin Real Estate

If you bought or refinanced between 2020 and 2022, there’s a good chance you’re wearing what we lovingly call the golden handcuffs. That sub-3% interest rate feels incredible on paper, but it also makes the idea of moving feel borderline irresponsible. Those historically low rates are what sent home prices soaring. Cheap money allowed buyers to afford more, which drove values up. Appraisals followed, and with them came higher property taxes and insurance premiums. Suddenly, people weren’t just paying for a house. They were paying for the value of a 2022 house. The only reason the numbers still work is because the rate is so low.

That’s the trap. Even when a home no longer fits your life, your family, or your sanity, the math says “stay put.”

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78739: The Ferrari of South Austin
Derek Peterson Derek Peterson

78739: The Ferrari of South Austin

If South Austin were a parking lot, 78739 would be the Ferrari sitting in the shade.

Not because it’s loud.
Not because it’s flashy.
But because everyone knows exactly what it is.

78739 hosts some of the most sought-after homes in all of South Austin. It’s where people land when they’re done “trying things out” and ready to settle into something that feels permanent. If 78749 is the Lexus, 78739 is the Ferrari. Same reliability. More presence.

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78749: My Favorite Zip Code in South Austin
Derek Peterson Derek Peterson

78749: My Favorite Zip Code in South Austin

I live in 78749. I’ve lived here since I moved to Austin. And I’m not leaving.

If 78748 is a Kia, 78749 is a Lexus. Not flashy. Not loud. Just incredibly reliable. The kind of place you can drive for the rest of your life and never feel like you need to “upgrade.”

It’s comfortable. It’s practical. It’s quietly elite.

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Why 78748 Might Be the Most Underrated Zip Code in South Austin
Derek Peterson Derek Peterson

Why 78748 Might Be the Most Underrated Zip Code in South Austin

If zip codes had personalities, 78748 would be the quietly confident one in the room. Not flashy. Not loud. Just sitting there being wildly practical while everyone else fights over bragging rights.

78748 is a big zip code. Like, “you could live in it for years and still be discovering new pockets” big.

It stretches north to Davis Lane (which turns into Dittmar), south past Slaughter all the way to 1626 and even includes Estancia down by the I-35 corridor. It runs east to I-35 and west toward Brodie and Mopac. Translation: it covers a lot of South Austin real estate personality.

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